Travel Medical Insurance
Are you thinking of planning a trip? Have you thought about travel medical insurance? TD Insurance can help you choose a plan that could fit your needs. From a single trip plan to an annual one, our plans include coverage when travelling internationally or within Canada, but outside of your home province.
Is it a family trip or maybe a getaway for two? A solo adventure? Or are you a snowbird heading south? Travel medical insurance can help provide you with coverage so you can make the most of your travels.
Wide Horizons Solution®
Coverage1:
Multi-trip travel benefits protection year-round for your entire family coverage during any stay of:
- 60 consecutive days or less when travelling outside your province or Canada if you are 59 years of age or under
- Up to either 22 or 30 consecutive days when travelling outside your province or Canada if you are 60 years of age or over2
- Unlimited travel in Canada outside of your province or territory of residency
Call us
- For Emergency Assistance or to begin a new claim call us 24/7 at
1-800-359-6704 in North America or call collect416-977-5040 from anywhere else. - To purchase travel insurance or for general questions, please call
1-800-293-4941 Mon–Fri: 8:00 am–9:00 pm ET
- Already a TD Canada Trust Credit Card customer? Call
1-866-374-1129 - TTY
1-800-855-0511
Top Up4 coverage is available before or after you departFlexible Options
Meloche Monnex Insurance
Coverage1:
Flexible plan options for customers that are 60 years or older:
- Emergency travel medical and non-medical plans for out of province travel
- Annual and single trip plans providing coverage for your trip
- Canada Only plan for trips out of province and within Canada
Benefits3:
- Choice of Medical and Non-medical plan options available.
Medical and Non-Medical
Medical:
- Up to $5 million CAD in emergency medical coverage
- A $250 USD base deductible and other deductible options that can save you up to 45% on your annual premium
Non-Medical:
- Trip Cancelation
- Trip Interruption
- Accidental Death and Dismemberment
- Baggage and personal effects
- Baggage delay
Pick your travel insurance plan
-
Single Trip Plan
-
Annual Plan
-
Trip Cancellation and Trip Interruption Insurance
Do you travel occasionally?
If you are travelling outside of your home province within Canada or internationally, consider our Single Trip Plan1, which includes:
- Comprehensive medical emergency coverage of up to $5 million with no deductible required
- 24/7 Emergency Assistance worldwide
- Direct payment to medical services provider where possible for eligible medical emergency expenses, such as physicians' bills, prescriptions, and accidental dental2
Single Trip Plan Benefits
Coverage | Maximum Benefit Payable (per Insured Person per Covered Trip) |
|---|---|
Medical Emergency Coverage and other benefits, including
| Up to $5,000,000 |
Private duty nursing | Up to $5,000 |
Accidental dental | Up to $2,000 |
Bedside Companion benefit | Round-trip economy airfare and up to $1,500 for meals and accommodations for a Bedside Companion |
Vehicle return | Up to $2,000 |
Return of deceased | Up to $10,000 |
Please refer to our Certificate of Insurance for defined terms and a full description of features, benefits, limitations and exclusions.
Check your TD credit card travel insurance benefits.
Dreaming of future travels? Learn about what travel insurance benefits are available on your TD credit card with our Credit Card Travel Insurance Verification Tool.
Exclusions and limitations may apply. Learn more.
What type of traveller are you?
Whether you’re a student, couple, family or senior, travel medical insurance can help provide you with coverage so you can make the most of your travels.
Student
Travelling during school or taking a weekend vacation? Learn more about the benefits of purchasing travel insurance as a student.
Learn more
Solo
Learn why TD Travel Insurance could be the travel companion for you if you travel alone.
Find out more
Family
Travelling as a family? Learn more about travel insurance options for your family.
Go together as family
Seniors and Snowbirds
Are you 60 years or older? Learn about our TD Travel Insurance coverage options.
Learn more
Young professionals
Whether for work or pleasure, explore the world knowing you have travel insurance coverage.
Check it out
Other Products and Services You May Want To Consider For Your Trip
TD offers banking solutions, credit cards and competitive exchange rates for your travel needs. Explore our products to learn how TD can enhance your trip.
TD Travel Credit Cards
Earn travel reward points on everyday purchases to redeem for flights, hotels, and more.
View credit cards
Foreign Exchange Services
We have over 50 foreign currencies available at competitive rates.
Learn more
Cross Border Banking
Canadian-based U.S. dollar products with TD Canada Trust can help you avoid foreign exchange fees by allowing you to save and spend in U.S. dollars.
Learn more
Do you travel often?
If you travel more than once a year outside of your home province within Canada or internationally, consider our Annual Plan1 with unlimited number of eligible trips per year. Be ready for whenever your wanderlust strikes and apply for coverage which includes:
- Unlimited trips of 9, 17, 30 or 60 days each year3
- Comprehensive medical emergency coverage of up to $5 million with no deductible required
- 24/7 Emergency Assistance worldwide
- Direct payment to medical services provider where possible for eligible medical emergency expenses, such as physicians’ bills, prescriptions, and accidental dental2
Annual Plan Benefits
Coverage | Maximum Benefit Payable (per Insured Person per Covered Trip) |
|---|---|
Medical Emergency Coverage and other benefits, including
| Up to $5,000,000 per Insured Person per Covered Trip with no overall maximum per Policy Year. |
Private duty nursing | Up to $5,000 |
Professional fees (Physiotherapist, Chiropractor, etc.) | Up to $300 per profession |
Accidental dental | Up to $2,000 |
Bedside Companion benefit | Round-trip economy airfare and up to $1,500 for meals and accommodations for a Bedside Companion |
Travelling Companion benefit | One-way economy airfare |
Vehicle return | Up to $2,000 |
Return of deceased | Up to $10,000 |
Please refer to our Certificate of Insurance for defined terms and a full description of features, benefits, limitations and exclusions.
Exclusions and limitations may apply. Learn more.
What type of traveller are you?
Whether you’re a student, couple, family or senior, travel medical insurance can help provide you with coverage so you can make the most of your travels.
Student
Travelling during school or taking a weekend vacation? Learn more about the benefits of purchasing travel insurance as a student.
Learn more
Solo
Learn why TD Travel Insurance could be the travel companion for you if you travel alone.
Find out more
Family
Travelling as a family? Learn more about travel insurance options for your family.
Go together as family
Seniors and Snowbirds
Are you 60 years or older? Learn about our TD Travel Insurance coverage options.
Learn more
Young professionals
Whether for work or pleasure, explore the world knowing you have travel insurance coverage.
Check it out
Other Products and Services You May Want To Consider For Your Trip
TD offers banking solutions, credit cards and competitive exchange rates for your travel needs. Explore our products to learn how TD can enhance your trip.
TD Travel Credit Cards
Earn travel reward points on everyday purchases to redeem for flights, hotels, and more.
View credit cards
Foreign Exchange Services
We have over 50 foreign currencies available at competitive rates.
Learn more
Cross Border Banking
Canadian-based U.S. dollar products with TD Canada Trust can help you avoid foreign exchange fees by allowing you to save and spend in U.S. dollars.
Learn more
Are you prepared for travel plan trip-ups?
Help protect yourself with Trip Cancellation and Trip Interruption Insurance4 when travelling outside of your home province within Canada or internationally, which includes:
- Coverage for eligible non-refundable travel expenses, like trip deposits and flight change fees.
- Reimbursement for meals, accommodations, transportation and other expenses if your trip is delayed or interrupted due to a covered cause.
For Trip Cancellation and Trip Interruption please call
Trip Cancellation and Trip Interruption Benefits
Benefit | Maximum Benefit Payable |
|---|---|
Trip Cancellation Insurance (Before Departure) | Up to the Amount of Coverage purchased, to a maximum insurable amount of $20,000 |
Trip Interruption Insurance (After Departure) | Unused portion of pre-paid travel arrangements, up to the Amount of Coverage purchased prior to departure, to a maximum insurable amount of $20,000 |
Transportation | One-way economy class ticket. |
Meals and Accommodations | Up to $350 per day up to a maximum of $700 per Insured Person, per Covered Trip. |
Return of Deceased | Up to $10,000 towards transportation or burial in the event of the death |
Please refer to our Certificate of Insurance for defined terms and a full description of features, benefits, limitations and exclusions.
Exclusions and limitations may apply. Learn more.
What type of traveller are you?
Whether you’re a student, couple, family or senior, travel medical insurance can help provide you with coverage so you can make the most of your travels.
Student
Travelling during school or taking a weekend vacation? Learn more about the benefits of purchasing travel insurance as a student.
Learn more
Solo
Learn why TD Travel Insurance could be the travel companion for you if you travel alone.
Find out more
Family
Travelling as a family? Learn more about travel insurance options for your family.
Go together as family
Seniors and Snowbirds
Are you 60 years or older? Learn about our TD Travel Insurance coverage options.
Learn more
Young professionals
Whether for work or pleasure, explore the world knowing you have travel insurance coverage.
Check it out
Other Products and Services You May Want To Consider For Your Trip
TD offers banking solutions, credit cards and competitive exchange rates for your travel needs. Explore our products to learn how TD can enhance your trip.
TD Travel Credit Cards
Earn travel reward points on everyday purchases to redeem for flights, hotels, and more.
View credit cards
Foreign Exchange Services
We have over 50 foreign currencies available at competitive rates.
Learn more
Cross Border Banking
Canadian-based U.S. dollar products with TD Canada Trust can help you avoid foreign exchange fees by allowing you to save and spend in U.S. dollars.
Learn more
Travel Tips
See more tips on travel insurance.
