TD Insurance COVID-19 (Coronavirus) Travel Insurance Information

We appreciate your patience as we work through this unprecedented issue with high call volumes. If you are eligible for travel insurance benefits, any delay to speak with an agent in order to file your claim will not impact your coverage. Thank you for your understanding during this time.

What if I have Travel Medical Insurance and I am travelling to countries affected by COVID-19?

Your Certificate of Insurance has specific exclusions related to emergency Travel Medical Insurance if you are travelling to a country or region that Canadians have been instructed to avoid all non-essential travel to. That means that while this non-essential travel advisory remains in place, you will not be covered for any claim if you contract the Coronavirus.

An updated list of Travel Advisories can be found here.

Who do I contact to discuss my travel insurance coverage?

24 Hour Emergency Assistance Number

For any questions about your Trip Interruption/Trip Cancellation coverage, you can call our Administrator 24 hours a day/7 days a week:

From the U.S.A. or Canada 1-866-374-1129
From elsewhere, call collect (416) 977-4425

Customer Service Phone Number

For more general customer service questions, you can call the Administrator at:

or at (416) 977-4425
Monday – Saturday 8 a.m. – 8 p.m. Eastern Time

General questions regarding COVID-19

For non-urgent enquiries about COVID-19:

please email Allianz at

For urgent enquiries about

please call Allianz at 1-866-374-1129. If you are outside of North America, we will accept your collect call to 416-977-5040.

Travel Insurance Annual Plan 90 day Extension due to COVID-19

The travel advisories put in place by the Canadian Government have impacted travel plans for Canadians. To help minimize this impact to our current travel insurance annual plan customers, TD Travel Insurance will provide an automatic, one-time 90-day extension for TD Travel Insurance Annual Plans, at no additional cost.

This 90-day extension applies to all active annual plan policies in force between June 1, 2019 and May 31, 2020 and will be effective starting on your coverage anniversary date as outlined in your coverage document. Customers must renew their annual plan at the end of the 90-day extension in order to continue to have coverage

Updated documentation reflecting the new anniversary date (based on the 90-day extension) has been provided to all eligible annual plan customers. If you have any questions regarding your coverage please call us at 1-800-293-4941 or 416-977-2039.

Trip Cancellation/Trip Interruption coverage and eligibility

Given the Official Global Travel Advisory issued by the Government of Canada on March 13, 2020, Canadians have been instructed to avoid all non-essential travel outside of Canada until further notice. This means that you are not eligible for Trip Cancellation/Trip Interruption coverage due to COVID-19 if you:

  • book a trip to a destination, after the "avoid non-essential" or "avoid all" travel advisory issued by the Government of Canada is in effect for that destination
  • purchase TD Trip Cancellation and Trip Interruption Insurance for a destination, after the "avoid non-essential" or "avoid all" travel advisory issued by the Government of Canada is in effect for that destination.

Trip Cancellation and TD Credit Cards

If you have a TD Credit Card that includes Trip Cancellation coverage please visit:

If you bought our standalone TD Trip Cancellation and Trip Interruption Insurance, please review your certificate of insurance.

How do I make a Trip Cancellation claim due to COVID-19?

For Trip Cancellation claims related to COVID-19 we recommend you follow the steps below. You can also follow the normal process by visiting our website here.


Contact your airline or travel provider and enquire about a refund, travel credit or if you can rebook your travel for a later date. 


If they do not provide you with a refund or travel credit ask for proof that they are not providing you that refund. If they provide you with a partial refund, ask for proof that they provided you with the partial refund or credit.


How to initiate a claim:

  • To make an online claim (non-medical claims only), click here to start the process and upload supporting documentation
  • To do it by mail, download your Trip Cancellation claim form here. Complete and submit the claim form with all required documentation outlined in the form. Ensure that you sign the form at the bottom to avoid additional delays. You can return the completed claim form to:

    TD Travel Insurance
    Allianz Global Assistance
    P.O. Box 277
    Waterloo, ON N2J 4A4
    Fax: 519-742-9471


For follow up or to obtain a case number, please call our Administrator 24/7 at 1-800-359-6704 toll-free from Canada or the U.S., or from other countries by calling collect at 416-977-5040.