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Recreational Vehicle Insurance

Snowmobile Insurance – Prince Edward Island

About our coverage

Snowmobile defined
What coverage you need
What coverage you can add

Snowmobiles defined

A snowmobile is generally defined as a self-propelled vehicle designated for travel exclusively on snow or ice with a maximum gross vehicle weight of 2,000 pounds (1 t, 908 kg). Since the legal definition of a snowmobile may vary from one province to another, please refer to the legislation in your province to determine whether your vehicle qualifies as a snowmobile and to learn more about your responsibilities.

If you own a snowmobile, you are required by law to insure it. However, there are exceptions to the requirement to carry insurance.

You can often add insurance for these vehicles to your automobile policy.

What coverage you need

Mandatory coverage must include:

What coverage you can add

Most people choose to carry greater coverage than required by law to better protect themselves from financial risk in the event that they are involved in an accident.

The information and examples provided in this section are intended as general information only. This does not constitute legal or insurance advice, nor does it pertain to determination of fault. In all cases, you should speak to an insurance advisor before acting. Your insurance policy contains limitations and restrictions which vary by province and may affect your coverage and/or determine whether or not benefits will be payable.