Choosing the Right Coverage
Find the right plan for your belongings
We offer a wide range of home insurance packages
that can be tailored to meet your specific needs.
|Description||Ideal if you simply want our most complete coverage
||Ideal if you own high valued items such as jewellery, artwork and bicycles||Ideal if you are looking for protection at an affordable price|
|Property belonging to students living outside the home||✓||✓||✓|
|Jewellery, furs and watches||$50,000
|Boats, equipment and motor||$3,000||$3,000||$1,000|
We offer additional coverage to better protect your home.
Important Question About Your Coverage
While everyone has different needs in terms of home insurance, at minimum, your policy should cover the following:
- Rebuilding the structure of your home
- Replacement of your personal possessions
- Living expenses and temporary accommodations during your home repair
- Your liability to others.
Select "Get a Quote" below to determine exactly how much coverage you will need.
Liability coverage is included in your home insurance policy, and may cover you both at home and away. It can protect you and your family against many types of accidents, including slip-and-fall injuries on your property, dog bites, and damage done to your neighbor's property. Most home insurance policies provide a standard amount of liability coverage, but you can increase this amount depending on your needs.
Normally, a higher deductible amount reduces your home insurance policy premium. Having a higher deductible can be a good way to lower your policy premium. However, be sure you can afford the deductible in case you have a loss. Select the Get a Quote button below to calculate a suitable deductible amount for you.
A TD Insurance Advisor is available to help you now.
The information and examples provided above are intended as general information only. This information does not constitute legal or insurance advice. In all cases, you should speak to an insurance advisor before acting. Your insurance policy contains exclusions in addition to limitations and restrictions which vary by province and may affect your coverage and/or determine whether or not benefits will be payable.