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Car Insurance

Nova Scotia auto insurance coverage enhanced

Nova Scotia’s auto insurance consumers will have increased benefits under their standard policy as of April 1, 2012, thanks to reforms recently introduced by the provincial government. With the enhanced coverage in place, the optional supplementary benefits endorsement (S.E.F. No. 48 – Optional supplementary Benefits Section B – Accident Benefits) is no longer needed. The policies of customers who had opted for it will be automatically updated to reflect this change.

Standard mandatory benefits will now include medical, rehabilitation, funeral, death, loss of income and housekeeper benefits as detailed below.

Benefit Category Benefits before Reform New Benefits with Reform
Medical and Rehabilitation Expenses $25,000 $50,000
Funeral Expenses $1,000 $2,500
Death Benefits
  • Head of Household
  • Spouse of Head of Household
  • Dependent






Loss of Income $140/week $250/week
Principal Unpaid Housekeeper $70/week – 12 weeks $100/week – 52 weeks


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