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Switch to TD Insurance and Start Saving
We asked our customers how much they saved when they switched to TD Insurance. Their answer? An average of 28%4, or an average savings amount of $947.1
That's because we offer so many ways to save including discounts for fire alarms, multiple vehicles, bundling home and car, and more.
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Car
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Home
Car insurance coverage
By switching to TD Insurance, we’ll help you by recommending coverage that works best for you.
Customers who switched their car insurance to TD Insurance saved an average of 23%† or an average savings amount of $774††!
Plus, your Collision or All Perils deductible could be reduced by 10% every year you’re claim-free with our Decreasing DeductibleTm.
Home insurance coverage
Whether you wish to protect your new family home, your condo or your apartment, we’ll recommend coverage that works best for you.
Customers who switched their home to TD Insurance saved an average of 28%‡ , or an average of $475 ‡‡
You can also include policy add-ons like Identity Theft Recovery or Personal Umbrella for added protection.
Buy home and car insurance online in minutes
Get a home insurance quote and complete your purchase online to get 10% off in your first policy term2
More benefits of TD Insurance
Here’s why you can have confidence in TD Insurance:
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With the TD Insurance Savings Commitment, we’ll help you find ways to save on your home and auto insurance.
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We offer personalized coverage assessments to help you get exactly what you need.
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Exclusively for customers, find confidence and convenience during the claims process at one of our Auto Centres.
Conditions apply. Subject to eligibility rules.
Note: You may not always be given the option to buy online. If this happens, we encourage you to call and speak to one of our licensed advisors, or let us call you!
210% Home Insurance Savings (Not available in Quebec)
10% savings off eligible coverage in the first policy term is derived from a combination of two separate discounts:
- a 5% Digital Discount for completing the home, condo or tenant insurance quote online. This Digital Discount will continue to be applicable upon policy renewal. Offer not available in Quebec.
And
- a one-time 5% Buy Online Discount for completing the home, condo or tenant insurance purchase online. Both the Digital Discount and Buy Online Discount are applicable to premiums charged for the base insurance policy and the following endorsements: Above Ground Water, Extended Water Damage and Fuel Overflow or Escape Offer may be changed, withdrawn or extended at any time without notice.
35% Savings on Home Insurance; 10% Savings on Auto Insurance (Quebec only)
5% Savings on Home Insurance; 10% Savings on Auto Insurance (Quebec only)
Home Insurance: A one-time discount of 5% will be applied to premiums charged for the base insurance policy and the following endorsements: Above Ground Water, Extended Water Damage and Fuel Oil Overflow or Escape
Auto Insurance: A one-time discount of 10% will be applied to premiums charged for each of the following coverages: Civil Liability, Damage to Insured Vehicles (All Perils, Collision or Upset, Comprehensive and Specified Perils).
Offer may be changed, withdrawn or extended at any time without notice.
National – Home and Car – Dollar
1 Nationally, the 2,027 new TD Insurance customers who were surveyed between March 6th, 2023 to March 16th, 2023 and July 18th, 2023 to August 1st, 2023, and who reported annual premium savings upon switching both their residential (home or condominium or tenant) and car insurance policies to TD Insurance reported an average annual premium savings of approximately $946.58 The survey sample consisted of new customers who switched both their residential and car insurance policies to TD Insurance between August 2022 and August 2023. It was conducted with a 95% confidence interval and produced a 3% margin of error. These survey results do not include customers in British Columbia, Manitoba or Saskatchewan. Savings amounts are not guaranteed; actual annual premium savings obtained nationally from switching both residential and car insurance policies to TD Insurance varies based on each customer's individual insurance profile and province of residence. Certain conditions, limitations and exclusions apply to all offers.
National – Home and Car – Percentage
4 Nationally, the 1,058 new TD Insurance customers who were surveyed between March 6th, 2023 to March 16th, 2023 and July 18th, 2023 to August 1st, 2023, who reported their annual residential (home or condominium or tenant) and car insurance premiums paid to their previous insurance provider and who reported their annual residential and car insurance premiums payable to TD Insurance upon switching both their residential and car insurance policies, reported an average annual premium savings of approximately 28%. The survey sample consisted of new customers who switched both their residential and car insurance policies to TD Insurance between August 2022 to August 2023. It was conducted with a 95% confidence interval and produced a 3% margin of error. These survey results do not include customers in British Columbia, Manitoba or Saskatchewan. Savings amounts are not guaranteed; actual annual premium savings obtained nationally from switching both residential and car insurance policies to TD Insurance varies based on each customer's individual insurance profile and province of residence. Certain conditions, limitations and exclusions apply to all offers.
National – Car – Dollar
††Nationally, the 2,615 new TD Insurance customers who were surveyed between March 6th, 2023 to March 16th, 2023 and July 18th, 2023 to August 1st, 2023, and who reported annual premium savings upon switching their car insurance policy to TD Insurance reported an average annual premium savings of approximately $773.71. The survey sample consisted of new customers who switched their car insurance policies to TD Insurance between August 2022 to August 2023. It was conducted with a 95% confidence interval and produced a 3% margin of error. These survey results do not include customers in British Columbia, Manitoba or Saskatchewan. Savings amounts are not guaranteed; actual annual premium savings obtained nationally from switching car insurance policies to TD Insurance varies based on each customer's individual insurance profile and province of residence. Certain conditions, limitations and exclusions apply to all offers.
National – Car – Percentage
†Nationally, the 1,604 new TD Insurance customers who were surveyed between March 6th, 2023 to March 16th, 2023 and July 18th, 2023 to August 1st, 2023, who reported their annual car insurance premiums paid to their previous insurance provider and who reported their annual car insurance premiums payable to TD Insurance upon switching their car insurance policy, reported an average annual premium savings of approximately 23%. The survey sample consisted of new customers who switched their car insurance policies to TD Insurance between August 2022 to August 2023. It was conducted with a 95% confidence interval and produced a 3% margin of error. These survey results do not include customers in British Columbia, Manitoba or Saskatchewan. Savings amounts are not guaranteed; actual annual premium savings obtained nationally from switching car insurance policies to TD Insurance varies based on each customer's individual insurance profile and province of residence. Certain conditions, limitations and exclusions apply to all offers.
National – Home – Dollar
‡‡ Nationally, the 1,697 new TD Insurance customers who were surveyed between March 6th, 2023 to March 16th, 2023 and July 18th, 2023 to August 1st, 2023, and who reported annual premium savings upon switching their residential (home or condominium or tenant) insurance policy to TD Insurance reported an average annual premium savings of approximately $475.36 The survey sample consisted of new customers who switched their residential policies to TD Insurance between August 2022 to August 2023. It was conducted with a 95% confidence interval and produced a 4% margin of error. Savings amounts are not guaranteed; actual annual premium savings obtained nationally from switching residential insurance policies to TD Insurance varies based on each customer's individual insurance profile and province of residence. Certain conditions, limitations and exclusions apply to all offers.
National – Home – Percentage
‡ Nationally, the 1,004 new TD Insurance customers who were surveyed between March 6th, 2023 to March 16th, 2023 and July 18th, 2023 to August 1st, 2023, who reported their annual residential (home or condominium or tenant) insurance premiums paid to their previous insurance provider and who reported their annual residential insurance premiums payable to TD Insurance upon switching their residential insurance policy, reported an average annual premium savings of approximately 28%. The survey sample consisted of new customers who switched their residential insurance policies to TD Insurance between August 2022 to August 2023. It was conducted with a 95% confidence interval and produced a 2% margin of error. Savings amounts are not guaranteed; actual annual premium savings obtained nationally from switching residential insurance policies to TD Insurance varies based on each customer's individual insurance profile and province of residence. Certain conditions, limitations and exclusions apply to all offers.
Mailing address:
TD Insurance (Corporate Secretariat)
50, Place Crémazie
12th Floor
Montreal (Quebec) H2P 1B6