Insurance Risks Higher During The Holidays - Be Prepared!During the winter holidays, most people would rather be spending
time with family, than thinking about insurance. However, it is
also one of the times of year when home and automobile insurance
claims are at their highest. Take the time this season to make sure
all your insurance needs are adequate, and that you take the
necessary precautions to prevent having to submit a claim. Your car
Poor driving conditions contribute to the rise in automobile
accidents during the winter and the first snowfall can be one of
the worst times for automobile collisions (1999, Statistics
Canada). Drive defensively this holiday season and make sure you
have the proper safety equipment in your car in case you are stuck
at the side of the road in the cold. Use our
Winter Car Kit Checklist to make sure you are prepared for Jack
Frost, and keep a list of our automobile
Claims Filing Tips in your glove compartment in case you are in
an accident.
Your home
Many people are away from their homes in the winter or during the
holidays. When you are away, your home is more at risk to
burglaries and to the elements. Deter theft while you are away by
Burglar-proofing your home and have a neighbour check your home
regularly for damage from the elements. The use of fires, candles
and Christmas lights during the holiday season contribute to an
increased risk of home fires. Make sure all fires in the home are
supervised. When installing Christmas lights, follow our
Clean wiring tips to reduce the risk of electrical fires.
Your finances
The holidays are also a time when you might want to reassess your
family's financial protection and make sure you have enough life
insurance to provide for them. A lot of employer's policies don't
provide nearly enough coverage. See how much protection your family
will need with our
Life Insurance Calculator.
Part of having an enjoyable holiday is having a safe holiday. We
wish you and your loved ones all the best this season. |
